Auto Loan Calculator

Calculate your car loan payments, total interest, and compare different financing options. Find the best auto loan terms for your budget.

Auto Loan Details

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Loan Summary

$564
Monthly Payment
$8,840
Total Interest
$33,840
Total Paid
Vehicle Price: $30,000
Down Payment: $5,000
Trade-in Value: $0
Sales Tax: $1,875

Loan Amount: $26,875

Payment Breakdown

Principal: $416
Interest: $148

Auto Loan Tips

Shop Around

Compare rates from multiple lenders including banks, credit unions, and dealerships. Even a 0.5% difference can save you hundreds over the loan term.

Consider Loan Term

Shorter loan terms mean higher monthly payments but less total interest. Longer terms reduce monthly payments but increase total cost.

Down Payment Benefits

A larger down payment reduces your loan amount, monthly payments, and total interest. Aim for at least 10-20% down payment.

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